OTP Kya Hai Iske Fayde Or Nuksan Kya Hai

Jab ham to recharge karte hai. Ya koi online transaction karte hai. Ya kuch is tarah ke kaam karte hai. Jo Secure hote hai. Or unke sath hamara mobile ya hamara Email ID etch hota hai. To un par asa kuch kaam karne ke liye sabse pahle ek OTP bheja jata hai. Jisko ki One Time password bhi kaha jara hai. To aaj ham aapko one time password matlab OTP ke bare me is article me batayege ki yah kya hota hai.Yah kya kaam aata hai. Iske kya fayde hai. Or iske kya nuksan hai. Aaj article me aapko puri tarah iske bare me bataya jayega.

OTP Kya Hota Hai

Jaisa ki name se pata lagta hau. One time password matlab is password ko sirf ek bar istemal kiya ja sakta hai. Iske bad is password ka koi matlab nahi rah jata hai. Yah Code 6 digit ka hota hai. Jiska kaam ham online transaction karte time karte hai. Jab bhi ham kisi E Commerce website par kuch saman kharidte hai. To hamare ATM card se payment kartne ya hamare net banking se payment karne par hamari puri account detail vanha puchi jati hai. To jab hgam submit karte hai. To hamare mobile par ek code aata hai. Jo ki hamare mobile jo ki hamare bank se etch hota hai. Us code ka matlab hota hai. Ki aap online transaction karne ki permission derahe hai. Agar aap vah code galat bharte hai. To aapka transaction cancel ho jata hai. Aapke paise ya aapki online payment ya Aapka online order complete nahi ho pata hai.

OTP Ka Istemal Kyo Hota Hai

Yah password ek asa password hai. Jo ki aapke account se login or transaction password se bahut jyada alag hota hai. Jo ki bilkul safe hota hai. Jab aap kisi website par account banate hai. To apna user name or password hi set karte hai. Ham j0 bhi password login ke liye set karte hai. Vah bahut hi aasan rakhte hai. Jaise ke or name uske aage digit laga dena ya kuch apni DOB bhar dena To is tarike ke ham password istemal karte hai. Taki ham yaad rakh sake. Lekin is tarah ke password hacker aasani se hack kar lete hai. Or hamare account ki puri puri detail chura sakte hai. Or hamare bank account ko hack kar sakte hai. To is sabhi ko rokne ke liye ek asa special password banaya gaya jo sirf ek hi bar istemal ho sake. Usi ko ham OTP ya one time password kahte hai. Is password ka istemal sirf 3 minutes se lekar 15 minutes tak kiya ja sakta hai. Iske baad iska istemal nahi kiya ja sakta hai. Or agar ek bar aapne is password ko istemal kar liya hai. TO yah dubara istemal nahi ho sakta. Iske liye aapko dusre password ko lena padega agar aap koi online transaction kar rahe hai. To us time OTP password dhyan se likhe.

OTP Ka Istemal Kanha Kanha Hota Hai

OTP ka istemal sabse jyada net banking me online transaction karte time kiya jata hai. Iske alawa Jab ham Google par koi account banate hai. hamara Gmail ka account banate hai. To us time bhi hamare account ko verify karne ke liye OTP ka istemal kiya jata hai. Jab ham Facebook par hamare account ko verify karte hai. To us time bhi OTP ka istemal hota hai. Iske Alawa jab ham Facebook par hamare account ko bhul jate hai. Or uske baad usko recover karte hai. To us time bhi OTP password ka istemal kiya jata hai. To is tarah ki jagaho par OTP password ka istemal kiya jata hai.

OTP Ke Parkar

Hard Tokens :

RSA SecurID
YubiKey
HMAC-Based OTP Tokens
Printed OTPs

Soft Tokens :

Mobile Authenticator

Tokenless :

PassiveKey
Helpdesk generated OTP
Voice Calling
SMS Text Messaging
Email

OTP Ke Fayde

OTP yani One Time Password hamare account ko safe rakhne ke liye istemal kiya jata hai. Jaise hamare pass google ka account hai. Hamare bank account ka net banking hai. Ya ATM ka istemal karte hai. To us time jo OTP istemal hota hai. Vah hamare bank ya hamare account ko safe rakhne ke liye kiya jata hai. Jaisa ki hamne aapko bataya kiya iska istemal sirf ek hi bar kiya ja sakta hai. Or yah kuch time tak valid rahta hai. Agar us time tak iska istemal na kiya jaye to yah expire ho jata hai. Phir iska koi kaam nahi rahta or jitni bar aap transaction karte hai. Aapko har bar alag password diya jata hai. Jis se ki aapka account or jyada secure ho sake. Agar kisi aadmi ko aapke bank Account ka user id or passwpord pata lag jata hai. To vah uska tab tak istemal nahi kar sakta hai. Jab tak uske password aapke mobile par aaya huaa OTP ya one time password na ho to is tarah se aapka account galat tarike se usenahi hoga.

OTP ke nuksan

Email OTP verification dusre OTP verification se kam secure hota hai.
Jo SMS karke OTP bheje jata hai. Vah third party messaging ka use karte hai.
Ek se jyada bar iska istemal nahi kiya ja sakta. Agar maan lo aapki transaction cancel ho jati hai. To aapko dubara OTP ka istemal karna padega.
Kai bank ke paise transfer par par sirf OTP ka istemal hota hai. Jo ki jyada secure system nahi hai.

TO aapko pata lag gaya hoga to ab aapko pata lag hi gaya hoga ki OTP kya hota hai. Or iska istemal kis vajah se kiya jata hai.Or iske kitne parkar hote hai. Iske fayde or nuksan kya hai. Inke bare me bhi hamne aapko bataya hai.

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